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More Small Employers Are Not Offering Health Care Coverage

A health care research center based in Michigan conducted a state-wide survey, examining employer-sponsored health care coverage.

The survey found that fewer small businesses (those with fewer than 50 employees) are offering health insurance to their employees, dropping from 40 percent in 2013 to 33 percent in 2014.

The trend is mirrored in medium-sized employers (50-99 employees), with a drop from 93 percent offering health coverage in 2013 to 84 percent in 2014.

The survey also shows that the cost of health care for small businesses in Michigan increased by 2.8 percent from 2009 to 2014. This rise in health care costs is also seen across the country, although at a higher rate. The Kaiser Family Foundation reports that premium costs for health care have increased 4.2 percent nationally.

To determine the best financial solution, business owners in the state are weighing the options of paying the IRS penalty for not offering insurance, utilizing lower-cost policies or health reimbursement accounts, or covering only some of their employees. Jay Greene "Survey notes drop in small businesses offering health insurance," www.crainsdetroit.com (Feb. 14, 2016).

Commentary

Although the above survey only represents Michigan, figures from the Kaiser Family Foundation show a similar national trend. From 2013 to 2014, the percentage of all firms offering health benefits went from 57 percent to 55 percent. Organizations with fewer than 50 employees showed a decrease from 55 percent to 52 percent.

Although avoiding the cost is the primary reason employers are abandoning employee health care coverage, it may decrease an employer’s competitiveness in the job market.

A 2012 survey by global employment specialist, Monster, found that health care plans were among the top most valued benefits. In fact, survey participants reported health care plans to have the most influence on their decision to accept a job, with an average importance of 32 percent.

Finally, your opinion is important to us. Please complete the opinion survey:

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struct
EVENTNAME onRequest
EXCEPTION
struct
Cause
struct
Detail Before session variables can be used, the session state management system must be enabled using the cfapplication tag.
ErrNumber 0
Message The requested scope session has not been enabled.
ScopeName session
StackTrace coldfusion.runtime.NoOperScope$ScopeDisabledException: The requested scope session has not been enabled. at coldfusion.runtime.NoOperScope.containsName(NoOperScope.java:32) at coldfusion.runtime.Scope.containsKey(Scope.java:120) at coldfusion.runtime.Scope.put(Scope.java:73) at coldfusion.runtime.CfJspPage._arrayset(CfJspPage.java:1891) at coldfusion.runtime.NeoPageContext.SymTab_setSplitNameInMap(NeoPageContext.java:1549) at coldfusion.runtime.NeoPageContext.SymTab_setSplitNameInMap(NeoPageContext.java:1511) at coldfusion.runtime.NeoPageContext.SymTab_setValidatedSplitNameInString(NeoPageContext.java:1485) at coldfusion.runtime.NeoPageContext.SymTab_setValidatedDottedName(NeoPageContext.java:1628) at coldfusion.runtime.NeoPageContext.setValidatedAttribute(NeoPageContext.java:548) at coldfusion.runtime.NeoPageContext.setAttribute(NeoPageContext.java:429) at coldfusion.runtime.NeoPageContext.setAttribute(NeoPageContext.java:412) at coldfusion.runtime.CfJspPage._set(CfJspPage.java:500) at coldfusion.compiler.ExprClassLoader.set(ExprClassLoader.java:274) at coldfusion.runtime.CFPage.SetVariable(CFPage.java:9236) at cfSessionMgr2ecfc1109712537$funcSETVALUE.runFunction(C:\Websites\customtags\com\sebtools\SessionMgr.cfc:283) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ReturnTypeFilter.invoke(UDFMethod.java:572) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4107) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4071) at cfcookies2dnotice2ecfm938688643.runPage(C:\Websites\mccalmon.com\www\cookies-notice.cfm:18) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:749) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:578) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4949) at cflayout2ecfc1770104579$funcCOOKIETEXT.runFunction(C:\Websites\mccalmon.com\www\_config\layout.cfc:25) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.CfJspPage._invokeUDF(CfJspPage.java:4794) at coldfusion.runtime.CfJspPage._invokeUDF(CfJspPage.java:4777) at cflayout2ecfc278424628$funcEND.runFunction(C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc:91) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4107) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4071) at cfTemplate2ecfm1820868472._factor10(C:\Websites\customtags\Template.cfm:183) at cfTemplate2ecfm1820868472._factor11(C:\Websites\customtags\Template.cfm:181) at cfTemplate2ecfm1820868472.runPage(C:\Websites\customtags\Template.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.filter.CFVariablesScopeFilter.invoke(CFVariablesScopeFilter.java:56) at coldfusion.tagext.lang.ModuleTag.doAfterBody(ModuleTag.java:411) at cfarticle2ecfm1254453926.runPage(C:\Websites\mccalmon.com\www\article.cfm:52) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:749) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:578) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4949) at cfApplication2ecfc524250518$funcONREQUEST.runFunction(C:\Websites\mccalmon.com\www\Application.cfc:230) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.AppEventInvoker.invoke(AppEventInvoker.java:99) at coldfusion.runtime.AppEventInvoker.onRequest(AppEventInvoker.java:260) at coldfusion.filter.ApplicationFilter.invoke(ApplicationFilter.java:563) at coldfusion.filter.CspFilter.invoke(CspFilter.java:24) at coldfusion.filter.MonitoringFilter.invoke(MonitoringFilter.java:40) at coldfusion.filter.PathFilter.invoke(PathFilter.java:155) at coldfusion.filter.IpFilter.invoke(IpFilter.java:45) at coldfusion.filter.ExceptionFilter.invoke(ExceptionFilter.java:87) at coldfusion.filter.ClientScopePersistenceFilter.invoke(ClientScopePersistenceFilter.java:28) at coldfusion.filter.BrowserFilter.invoke(BrowserFilter.java:38) at coldfusion.filter.NoCacheFilter.invoke(NoCacheFilter.java:60) at coldfusion.filter.GlobalsFilter.invoke(GlobalsFilter.java:38) at coldfusion.filter.DatasourceFilter.invoke(DatasourceFilter.java:22) at coldfusion.filter.CachingFilter.invoke(CachingFilter.java:62) at coldfusion.CfmServlet.service(CfmServlet.java:233) at coldfusion.bootstrap.BootstrapServlet.service(BootstrapServlet.java:273) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:138) at coldfusion.monitor.event.MonitoringServletFilter.doFilter(MonitoringServletFilter.java:46) at coldfusion.bootstrap.BootstrapFilter.doFilter(BootstrapFilter.java:42) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:162) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:138) at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:165) at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:88) at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:492) at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:113) at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:83) at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:72) at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:354) at org.apache.coyote.ajp.AjpProcessor.service(AjpProcessor.java:448) at org.apache.coyote.AbstractProcessorLight.process(AbstractProcessorLight.java:63) at org.apache.coyote.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:1272) at org.apache.tomcat.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1797) at org.apache.tomcat.util.net.SocketProcessorBase.run(SocketProcessorBase.java:52) at org.apache.tomcat.util.threads.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:973) at org.apache.tomcat.util.threads.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:491) at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:63) at java.base/java.lang.Thread.run(Thread.java:1583)
Suppressed
array[empty]
TagContext
array
1
struct
COLUMN 0
ID CF_CFPAGE
LINE 283
RAW_TRACE at cfSessionMgr2ecfc1109712537$funcSETVALUE.runFunction(C:\Websites\customtags\com\sebtools\SessionMgr.cfc:283)
TEMPLATE C:\Websites\customtags\com\sebtools\SessionMgr.cfc
TYPE CFML
2
struct
COLUMN 0
ID CF_TEMPLATEPROXY
LINE 18
RAW_TRACE at cfcookies2dnotice2ecfm938688643.runPage(C:\Websites\mccalmon.com\www\cookies-notice.cfm:18)
TEMPLATE C:\Websites\mccalmon.com\www\cookies-notice.cfm
TYPE CFML
3
struct
COLUMN 0
ID CFINCLUDE
LINE 25
RAW_TRACE at cflayout2ecfc1770104579$funcCOOKIETEXT.runFunction(C:\Websites\mccalmon.com\www\_config\layout.cfc:25)
TEMPLATE C:\Websites\mccalmon.com\www\_config\layout.cfc
TYPE CFML
4
struct
COLUMN 0
ID CF_UDFMETHOD
LINE 91
RAW_TRACE at cflayout2ecfc278424628$funcEND.runFunction(C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc:91)
TEMPLATE C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc
TYPE CFML
5
struct
COLUMN 0
ID CF_TEMPLATEPROXY
LINE 183
RAW_TRACE at cfTemplate2ecfm1820868472._factor10(C:\Websites\customtags\Template.cfm:183)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
6
struct
COLUMN 0
ID CF_TEMPLATE
LINE 181
RAW_TRACE at cfTemplate2ecfm1820868472._factor11(C:\Websites\customtags\Template.cfm:181)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
7
struct
COLUMN 0
ID CF_TEMPLATE
LINE 1
RAW_TRACE at cfTemplate2ecfm1820868472.runPage(C:\Websites\customtags\Template.cfm:1)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
8
struct
COLUMN 0
ID CFMODULE
LINE 52
RAW_TRACE at cfarticle2ecfm1254453926.runPage(C:\Websites\mccalmon.com\www\article.cfm:52)
TEMPLATE C:\Websites\mccalmon.com\www\article.cfm
TYPE CFML
9
struct
COLUMN 0
ID CFINCLUDE
LINE 230
RAW_TRACE at cfApplication2ecfc524250518$funcONREQUEST.runFunction(C:\Websites\mccalmon.com\www\Application.cfc:230)
TEMPLATE C:\Websites\mccalmon.com\www\Application.cfc
TYPE CFML
Type Expression
Detail An exception occurred while invoking an event handler method from Application.cfc. The method name is: onRequest.
Message Event handler exception.
RootCause
struct
Detail Before session variables can be used, the session state management system must be enabled using the cfapplication tag.
ErrNumber 0
Message The requested scope session has not been enabled.
ScopeName session
StackTrace coldfusion.runtime.NoOperScope$ScopeDisabledException: The requested scope session has not been enabled. at coldfusion.runtime.NoOperScope.containsName(NoOperScope.java:32) at coldfusion.runtime.Scope.containsKey(Scope.java:120) at coldfusion.runtime.Scope.put(Scope.java:73) at coldfusion.runtime.CfJspPage._arrayset(CfJspPage.java:1891) at coldfusion.runtime.NeoPageContext.SymTab_setSplitNameInMap(NeoPageContext.java:1549) at coldfusion.runtime.NeoPageContext.SymTab_setSplitNameInMap(NeoPageContext.java:1511) at coldfusion.runtime.NeoPageContext.SymTab_setValidatedSplitNameInString(NeoPageContext.java:1485) at coldfusion.runtime.NeoPageContext.SymTab_setValidatedDottedName(NeoPageContext.java:1628) at coldfusion.runtime.NeoPageContext.setValidatedAttribute(NeoPageContext.java:548) at coldfusion.runtime.NeoPageContext.setAttribute(NeoPageContext.java:429) at coldfusion.runtime.NeoPageContext.setAttribute(NeoPageContext.java:412) at coldfusion.runtime.CfJspPage._set(CfJspPage.java:500) at coldfusion.compiler.ExprClassLoader.set(ExprClassLoader.java:274) at coldfusion.runtime.CFPage.SetVariable(CFPage.java:9236) at cfSessionMgr2ecfc1109712537$funcSETVALUE.runFunction(C:\Websites\customtags\com\sebtools\SessionMgr.cfc:283) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ReturnTypeFilter.invoke(UDFMethod.java:572) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4107) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4071) at cfcookies2dnotice2ecfm938688643.runPage(C:\Websites\mccalmon.com\www\cookies-notice.cfm:18) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:749) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:578) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4949) at cflayout2ecfc1770104579$funcCOOKIETEXT.runFunction(C:\Websites\mccalmon.com\www\_config\layout.cfc:25) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.CfJspPage._invokeUDF(CfJspPage.java:4794) at coldfusion.runtime.CfJspPage._invokeUDF(CfJspPage.java:4777) at cflayout2ecfc278424628$funcEND.runFunction(C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc:91) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4107) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4071) at cfTemplate2ecfm1820868472._factor10(C:\Websites\customtags\Template.cfm:183) at cfTemplate2ecfm1820868472._factor11(C:\Websites\customtags\Template.cfm:181) at cfTemplate2ecfm1820868472.runPage(C:\Websites\customtags\Template.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.filter.CFVariablesScopeFilter.invoke(CFVariablesScopeFilter.java:56) at coldfusion.tagext.lang.ModuleTag.doAfterBody(ModuleTag.java:411) at cfarticle2ecfm1254453926.runPage(C:\Websites\mccalmon.com\www\article.cfm:52) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:749) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:578) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4949) at cfApplication2ecfc524250518$funcONREQUEST.runFunction(C:\Websites\mccalmon.com\www\Application.cfc:230) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.AppEventInvoker.invoke(AppEventInvoker.java:99) at coldfusion.runtime.AppEventInvoker.onRequest(AppEventInvoker.java:260) at coldfusion.filter.ApplicationFilter.invoke(ApplicationFilter.java:563) at coldfusion.filter.CspFilter.invoke(CspFilter.java:24) at coldfusion.filter.MonitoringFilter.invoke(MonitoringFilter.java:40) at coldfusion.filter.PathFilter.invoke(PathFilter.java:155) at coldfusion.filter.IpFilter.invoke(IpFilter.java:45) at coldfusion.filter.ExceptionFilter.invoke(ExceptionFilter.java:87) at coldfusion.filter.ClientScopePersistenceFilter.invoke(ClientScopePersistenceFilter.java:28) at coldfusion.filter.BrowserFilter.invoke(BrowserFilter.java:38) at coldfusion.filter.NoCacheFilter.invoke(NoCacheFilter.java:60) at coldfusion.filter.GlobalsFilter.invoke(GlobalsFilter.java:38) at coldfusion.filter.DatasourceFilter.invoke(DatasourceFilter.java:22) at coldfusion.filter.CachingFilter.invoke(CachingFilter.java:62) at coldfusion.CfmServlet.service(CfmServlet.java:233) at coldfusion.bootstrap.BootstrapServlet.service(BootstrapServlet.java:273) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:138) at coldfusion.monitor.event.MonitoringServletFilter.doFilter(MonitoringServletFilter.java:46) at coldfusion.bootstrap.BootstrapFilter.doFilter(BootstrapFilter.java:42) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:162) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:138) at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:165) at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:88) at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:492) at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:113) at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:83) at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:72) at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:354) at org.apache.coyote.ajp.AjpProcessor.service(AjpProcessor.java:448) at org.apache.coyote.AbstractProcessorLight.process(AbstractProcessorLight.java:63) at org.apache.coyote.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:1272) at org.apache.tomcat.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1797) at org.apache.tomcat.util.net.SocketProcessorBase.run(SocketProcessorBase.java:52) at org.apache.tomcat.util.threads.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:973) at org.apache.tomcat.util.threads.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:491) at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:63) at java.base/java.lang.Thread.run(Thread.java:1583)
Suppressed
array[empty]
TagContext
array
1
struct
COLUMN 0
ID CF_CFPAGE
LINE 283
RAW_TRACE at cfSessionMgr2ecfc1109712537$funcSETVALUE.runFunction(C:\Websites\customtags\com\sebtools\SessionMgr.cfc:283)
TEMPLATE C:\Websites\customtags\com\sebtools\SessionMgr.cfc
TYPE CFML
2
struct
COLUMN 0
ID CF_TEMPLATEPROXY
LINE 18
RAW_TRACE at cfcookies2dnotice2ecfm938688643.runPage(C:\Websites\mccalmon.com\www\cookies-notice.cfm:18)
TEMPLATE C:\Websites\mccalmon.com\www\cookies-notice.cfm
TYPE CFML
3
struct
COLUMN 0
ID CFINCLUDE
LINE 25
RAW_TRACE at cflayout2ecfc1770104579$funcCOOKIETEXT.runFunction(C:\Websites\mccalmon.com\www\_config\layout.cfc:25)
TEMPLATE C:\Websites\mccalmon.com\www\_config\layout.cfc
TYPE CFML
4
struct
COLUMN 0
ID CF_UDFMETHOD
LINE 91
RAW_TRACE at cflayout2ecfc278424628$funcEND.runFunction(C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc:91)
TEMPLATE C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc
TYPE CFML
5
struct
COLUMN 0
ID CF_TEMPLATEPROXY
LINE 183
RAW_TRACE at cfTemplate2ecfm1820868472._factor10(C:\Websites\customtags\Template.cfm:183)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
6
struct
COLUMN 0
ID CF_TEMPLATE
LINE 181
RAW_TRACE at cfTemplate2ecfm1820868472._factor11(C:\Websites\customtags\Template.cfm:181)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
7
struct
COLUMN 0
ID CF_TEMPLATE
LINE 1
RAW_TRACE at cfTemplate2ecfm1820868472.runPage(C:\Websites\customtags\Template.cfm:1)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
8
struct
COLUMN 0
ID CFMODULE
LINE 52
RAW_TRACE at cfarticle2ecfm1254453926.runPage(C:\Websites\mccalmon.com\www\article.cfm:52)
TEMPLATE C:\Websites\mccalmon.com\www\article.cfm
TYPE CFML
9
struct
COLUMN 0
ID CFINCLUDE
LINE 230
RAW_TRACE at cfApplication2ecfc524250518$funcONREQUEST.runFunction(C:\Websites\mccalmon.com\www\Application.cfc:230)
TEMPLATE C:\Websites\mccalmon.com\www\Application.cfc
TYPE CFML
Type Expression
StackTrace coldfusion.runtime.EventHandlerException: Event handler exception. at coldfusion.runtime.AppEventInvoker.onRequest(AppEventInvoker.java:270) at coldfusion.filter.ApplicationFilter.invoke(ApplicationFilter.java:563) at coldfusion.filter.CspFilter.invoke(CspFilter.java:24) at coldfusion.filter.MonitoringFilter.invoke(MonitoringFilter.java:40) at coldfusion.filter.PathFilter.invoke(PathFilter.java:155) at coldfusion.filter.IpFilter.invoke(IpFilter.java:45) at coldfusion.filter.ExceptionFilter.invoke(ExceptionFilter.java:87) at coldfusion.filter.ClientScopePersistenceFilter.invoke(ClientScopePersistenceFilter.java:28) at coldfusion.filter.BrowserFilter.invoke(BrowserFilter.java:38) at coldfusion.filter.NoCacheFilter.invoke(NoCacheFilter.java:60) at coldfusion.filter.GlobalsFilter.invoke(GlobalsFilter.java:38) at coldfusion.filter.DatasourceFilter.invoke(DatasourceFilter.java:22) at coldfusion.filter.CachingFilter.invoke(CachingFilter.java:62) at coldfusion.CfmServlet.service(CfmServlet.java:233) at coldfusion.bootstrap.BootstrapServlet.service(BootstrapServlet.java:273) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:138) at coldfusion.monitor.event.MonitoringServletFilter.doFilter(MonitoringServletFilter.java:46) at coldfusion.bootstrap.BootstrapFilter.doFilter(BootstrapFilter.java:42) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:162) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:138) at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:165) at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:88) at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:492) at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:113) at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:83) at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:72) at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:354) at org.apache.coyote.ajp.AjpProcessor.service(AjpProcessor.java:448) at org.apache.coyote.AbstractProcessorLight.process(AbstractProcessorLight.java:63) at org.apache.coyote.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:1272) at org.apache.tomcat.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1797) at org.apache.tomcat.util.net.SocketProcessorBase.run(SocketProcessorBase.java:52) at org.apache.tomcat.util.threads.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:973) at org.apache.tomcat.util.threads.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:491) at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:63) at java.base/java.lang.Thread.run(Thread.java:1583) Caused by: coldfusion.runtime.NoOperScope$ScopeDisabledException: The requested scope session has not been enabled. at coldfusion.runtime.NoOperScope.containsName(NoOperScope.java:32) at coldfusion.runtime.Scope.containsKey(Scope.java:120) at coldfusion.runtime.Scope.put(Scope.java:73) at coldfusion.runtime.CfJspPage._arrayset(CfJspPage.java:1891) at coldfusion.runtime.NeoPageContext.SymTab_setSplitNameInMap(NeoPageContext.java:1549) at coldfusion.runtime.NeoPageContext.SymTab_setSplitNameInMap(NeoPageContext.java:1511) at coldfusion.runtime.NeoPageContext.SymTab_setValidatedSplitNameInString(NeoPageContext.java:1485) at coldfusion.runtime.NeoPageContext.SymTab_setValidatedDottedName(NeoPageContext.java:1628) at coldfusion.runtime.NeoPageContext.setValidatedAttribute(NeoPageContext.java:548) at coldfusion.runtime.NeoPageContext.setAttribute(NeoPageContext.java:429) at coldfusion.runtime.NeoPageContext.setAttribute(NeoPageContext.java:412) at coldfusion.runtime.CfJspPage._set(CfJspPage.java:500) at coldfusion.compiler.ExprClassLoader.set(ExprClassLoader.java:274) at coldfusion.runtime.CFPage.SetVariable(CFPage.java:9236) at cfSessionMgr2ecfc1109712537$funcSETVALUE.runFunction(C:\Websites\customtags\com\sebtools\SessionMgr.cfc:283) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ReturnTypeFilter.invoke(UDFMethod.java:572) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4107) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4071) at cfcookies2dnotice2ecfm938688643.runPage(C:\Websites\mccalmon.com\www\cookies-notice.cfm:18) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:749) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:578) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4949) at cflayout2ecfc1770104579$funcCOOKIETEXT.runFunction(C:\Websites\mccalmon.com\www\_config\layout.cfc:25) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.CfJspPage._invokeUDF(CfJspPage.java:4794) at coldfusion.runtime.CfJspPage._invokeUDF(CfJspPage.java:4777) at cflayout2ecfc278424628$funcEND.runFunction(C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc:91) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4107) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:4071) at cfTemplate2ecfm1820868472._factor10(C:\Websites\customtags\Template.cfm:183) at cfTemplate2ecfm1820868472._factor11(C:\Websites\customtags\Template.cfm:181) at cfTemplate2ecfm1820868472.runPage(C:\Websites\customtags\Template.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.filter.CFVariablesScopeFilter.invoke(CFVariablesScopeFilter.java:56) at coldfusion.tagext.lang.ModuleTag.doAfterBody(ModuleTag.java:411) at cfarticle2ecfm1254453926.runPage(C:\Websites\mccalmon.com\www\article.cfm:52) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:222) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:749) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:578) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4949) at cfApplication2ecfc524250518$funcONREQUEST.runFunction(C:\Websites\mccalmon.com\www\Application.cfc:230) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:619) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:542) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:471) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:439) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:319) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:945) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:686) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:445) at coldfusion.runtime.AppEventInvoker.invoke(AppEventInvoker.java:99) at coldfusion.runtime.AppEventInvoker.onRequest(AppEventInvoker.java:260) ... 36 more
Suppressed
array[empty]
TagContext
array
1
struct
COLUMN 0
ID CF_CFPAGE
LINE 283
RAW_TRACE at cfSessionMgr2ecfc1109712537$funcSETVALUE.runFunction(C:\Websites\customtags\com\sebtools\SessionMgr.cfc:283)
TEMPLATE C:\Websites\customtags\com\sebtools\SessionMgr.cfc
TYPE CFML
2
struct
COLUMN 0
ID CF_TEMPLATEPROXY
LINE 18
RAW_TRACE at cfcookies2dnotice2ecfm938688643.runPage(C:\Websites\mccalmon.com\www\cookies-notice.cfm:18)
TEMPLATE C:\Websites\mccalmon.com\www\cookies-notice.cfm
TYPE CFML
3
struct
COLUMN 0
ID CFINCLUDE
LINE 25
RAW_TRACE at cflayout2ecfc1770104579$funcCOOKIETEXT.runFunction(C:\Websites\mccalmon.com\www\_config\layout.cfc:25)
TEMPLATE C:\Websites\mccalmon.com\www\_config\layout.cfc
TYPE CFML
4
struct
COLUMN 0
ID CF_UDFMETHOD
LINE 91
RAW_TRACE at cflayout2ecfc278424628$funcEND.runFunction(C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc:91)
TEMPLATE C:\Websites\mccalmon.com\www\d\workrisk\layout.cfc
TYPE CFML
5
struct
COLUMN 0
ID CF_TEMPLATEPROXY
LINE 183
RAW_TRACE at cfTemplate2ecfm1820868472._factor10(C:\Websites\customtags\Template.cfm:183)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
6
struct
COLUMN 0
ID CF_TEMPLATE
LINE 181
RAW_TRACE at cfTemplate2ecfm1820868472._factor11(C:\Websites\customtags\Template.cfm:181)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
7
struct
COLUMN 0
ID CF_TEMPLATE
LINE 1
RAW_TRACE at cfTemplate2ecfm1820868472.runPage(C:\Websites\customtags\Template.cfm:1)
TEMPLATE C:\Websites\customtags\Template.cfm
TYPE CFML
8
struct
COLUMN 0
ID CFMODULE
LINE 52
RAW_TRACE at cfarticle2ecfm1254453926.runPage(C:\Websites\mccalmon.com\www\article.cfm:52)
TEMPLATE C:\Websites\mccalmon.com\www\article.cfm
TYPE CFML
9
struct
COLUMN 0
ID CFINCLUDE
LINE 230
RAW_TRACE at cfApplication2ecfc524250518$funcONREQUEST.runFunction(C:\Websites\mccalmon.com\www\Application.cfc:230)
TEMPLATE C:\Websites\mccalmon.com\www\Application.cfc
TYPE CFML
Type Expression
name onRequest